What should I look for in a merchant processing statement?

Focus on key sections: total volume processed, total fees charged, and your effective rate. These three numbers tell you the most about your actual processing costs.

What are common red flags in processing statements?

Unexplained fees, rising effective rates without explanation, and unclear line items are all red flags that suggest you may be overpaying or have unclear pricing.

How can I get help understanding my processing statement?

A savings audit reviews your statement line by line and provides a clear breakdown of your costs. This helps identify areas where you may be overpaying.

How to Read a Merchant Processing Statement

Processing statements are dense and technical. Knowing what to focus on makes them easier to understand. Learn how processing fees work to better understand each line item.

Key sections to review

Total volume processed
Total fees charged
Effective rate

Common red flags

Unexplained fees
Rising effective rates
Unclear line items

Get help reviewing your statement

A savings audit reviews your statement line by line.

A savings audit provides expert analysis/savings-audit