See what your salon or spa actually pays in card processing fees and how much you could save by switching pricing models.
Salons and spas process a mix of lower-ticket services and higher-ticket packages. Processing costs depend heavily on your pricing model and average transaction size. Most salons accept a high proportion of credit cards over debit, which means interchange rates tend to be higher than retail stores.
| Pricing Model | Effective Rate Range | Per-Transaction Fee |
|---|---|---|
| Flat-rate (Square, Stripe) | 2.6% - 3.5% | $0.10 - $0.30 |
| Tiered pricing | 2.0% - 2.6% | $0.10 - $0.25 |
| Interchange-plus pricing | 1.5% - 2.0% | $0.05 - $0.15 |
Salons processing $10,000 to $40,000 per month commonly overpay by $100 to $400 monthly. Booking platforms that bundle payment processing often charge premium rates that are difficult to negotiate. For a detailed breakdown, see our interchange fees explained guide.
Salon owners frequently overlook fees beyond the advertised rate that increase total processing costs:
See our processing fees guide for more details on common hidden charges.
| Monthly Volume | Effective Rate | Monthly Fees |
|---|---|---|
| $8,000 | 2.9% | $232 |
| $25,000 | 2.9% | $725 |
| $50,000 | 2.9% | $1,450 |
| Monthly Volume | Estimated Fees | Monthly Savings |
|---|---|---|
| $8,000 | $136 | $96 |
| $25,000 | $425 | $300 |
| $50,000 | $850 | $600 |
A mid-size salon processing $25,000 per month saves approximately $300 per month or $3,600 per year. Full-service spas processing $50,000 or more save over $7,000 annually.
Enter your monthly processing volume and current rate to see how much you could save.
Calculate My FeesUpload a recent merchant statement and we will analyze it line by line. The analysis is free, takes less than 24 hours, and comes with no obligation. We work with salons, spas, barbershops, and beauty businesses of all sizes.